As much as most people love vacations, they seem to be getting further and further from reality due a constantly worsening middle class economy. The only way many people can actually achieve this goal is to work outside the box. In other word, GET CREATIVE. I have below some additional ways you can reach that elusive goal and possibly be on your way by next year. It will take some effort, but these ideas are meant to not also limit your lifestyle. Try some of these.
My wife and I have a habit. When we pay cash for something, we never use coins. We save the coins and, at the end of the day, we put all of our coins in a jar. You will be surprised at how quickly it adds up. Put this jar where you can see it every day and watch you vacation money grow.
Of course change alone will probably not reach your goal for you. You can speed up this process by not using one dollar bills for buying things. Also slip these singles in at the end of the day as well.
If you want to go even further and light speed your savings, throw in a Five or Ten every so often. I doubt you will even miss this money and, along with the other ideas on this blog, you could be you on that dream vacation sooner than you think. Try it and you may even have a lot of fun with this as you see your trip getting closer and closer.
The 52 Week Challenge
This was an idea I read about on another blog post. The plan is to start small and slowly increase the amount as the year progresses.
Start out putting away $1 the first week. That’s right just $1. The second week you put in $2 and so on until you put away $52 on the final week. At the end of the year, you will have saved $1,378. GET OUTA HERE! Yes it’s true pull out your calculator and check it out.
If you have a travel partner or spouse, you can each do this and bring your total to $2,756. If you follow the other saving and deals listed on the blog that can easily send the two of you on a cruise by next year.
There are, of course, variations on this plan such as starting with $2 the first month and increasing accordingly. This will bring your total trip saving, for the two of you combined, to $5,512at the end of the 52 week challenge. Or you can do a 104 week challenge. Whatever your budget will allow, this idea can help you reach that goal.
There is another way to save money you might not miss. I have a designated amount of money transferred each month from my checking account to my savings account. I do this in a way that I don’t even realize that the money was ever there in the first place. This amount can be small or large depending on your financial abilities. The bonus is that, if a small emergency comes up, you will have that extra money to help you out. Just try not to touch it, if you can avoid it, and watch your savings grow.
Now that I have shown you some additional ways to save for that trip, what is preventing you from starting today? Remember that the longer you wait, the further away that trip will remain.
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